In the Introduction step, I mentioned that there are nearly 15 million Americans who are compulsive shopper. Things like Amazon’s One-Click don’t help that. So, as a rule of thumb, don’t turn on the One-Click, and if possible, don’t keep card numbers stored in web accounts. That way, when you want to buy something online, you have to go, find the card, and type the info in. Take this time to breathe deep, and figure out if this is really something you need. If necessary, wait for at least a month before buying doing any big transaction. Bankcruptcy is like a tiger waiting for a compulsive shopper to shop and shop and shop until he exceed that limit. That is when it jumps at him and eat him alive.
Also, we’ve all fallen victim to the thrill of gambling; it seems like an easy way to get out of debt quick and easy. Don’t do it. This is especially difficult in the world of online gambling because the temptation is always there. My dad always told me “if it sounds too good to be true, it is” the same is true for gambling. Especially online, there’s a reason website offer 100% deposit bonuses, they know they’ll get your money regardless.
THIS IS IMPORTANT!
Take the time to sit down, and dig deep, find out what got you in debt in the first place, and tackle it. Dig into your subconscious and find out what that bad habit is. The first step is figuring out the root of the problem. Once you do that you’re well on your way to living debt free.
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